1. Financial Risk Management
    - Counterparty Risk
    - Market Risk
    - Commodity Derivatives
    - Exotic Options, Swaps
2. Treasury Systems
3. Federal Compliance Systems
4. Loan/Liability Management System
5. Commodity Trading
6. Pension Funds
7. Benefits Administration System
8. Human Resources Planning Systems
9. Accounting Systems
10. Decision Support System
11. Executive Information & Reporting System
12. E-Commerce